Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$632,175$632,175$719,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$86,925$0
Funding fee$3,161$3,161$0
Note rate4.160%4.160%7.400%
Blended rate4.160%4.745%7.640%
1st payment$3,336.86$3,336.86$4,978.90
2nd payment$0.00$651.94$0.00
Taxes / mo$665.83$665.83$665.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.82
HOA / mo$135.00$135.00$135.00
Total monthly$4,354.36$5,006.30$6,140.22
Cash to close$166,825$79,900$79,900