Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$395,817$386,100
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$1,979$0
Note rate6.610%7.400%
Blended rate6.610%7.640%
1st payment$2,646.78$2,673.28
2nd payment$0.00$0.00
Taxes / mo$357.50$357.50
Insurance / mo$150.00$150.00
MI / mo$0.00$77.22
HOA / mo$0.00$0.00
Total monthly$3,154.28$3,258.00
Cash to close$33,183$42,900