Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$439,264$436,410
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.660%7.400%
Blended rate7.210%7.640%
1st payment$2,905.69$3,021.61
2nd payment$0.00$0.00
Taxes / mo$404.08$404.08
Insurance / mo$166.67$166.67
MI / mo$207.24$87.28
HOA / mo$0.00$0.00
Total monthly$3,683.68$3,679.65
Cash to close$45,636$48,490