Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$366,587$349,200
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.650%7.320%
Blended rate7.200%7.560%
1st payment$2,388.34$2,398.76
2nd payment$0.00$0.00
Taxes / mo$406.58$406.58
Insurance / mo$150.00$150.00
MI / mo$170.52$69.84
HOA / mo$100.00$100.00
Total monthly$3,215.44$3,125.19
Cash to close$21,413$38,800