Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$737$737$180,000
Remaining term (yrs)0.00.030.0
Secondary amount$0$179,263$0
Funding fee$4$4$0
Note rate8.280%8.280%7.400%
Blended rate8.280%8.001%7.640%
1st payment$372.47$372.47$1,246.28
2nd payment$0.00$1,195.08$0.00
Taxes / mo$88.58$88.58$88.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$36.00
HOA / mo$65.00$65.00$65.00
Total monthly$676.05$1,871.14$1,585.87
Cash to close$199,263$20,000$20,000