Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$183,380$184,299
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$917$0
Note rate6.770%7.320%
Blended rate6.770%7.560%
1st payment$1,218.62$1,266.01
2nd payment$0.00$0.00
Taxes / mo$256.50$256.50
Insurance / mo$150.00$150.00
MI / mo$0.00$36.86
HOA / mo$190.00$190.00
Total monthly$1,815.12$1,899.37
Cash to close$21,397$20,478