Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$373,410
Remaining term (yrs)29.629.630.0
Secondary amount$0$373,410$0
Funding fee$0$0$0
Note rate6.500%6.500%7.320%
Blended rate6.500%7.750%7.560%
1st payment$0.00$0.00$2,565.07
2nd payment$0.00$2,411.61$0.00
Taxes / mo$733.33$733.33$733.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.68
HOA / mo$456.00$456.00$456.00
Total monthly$1,339.33$3,750.94$3,979.08
Cash to close$414,900$41,490$41,490