Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$184,362$184,362$373,410
Remaining term (yrs)27.027.030.0
Secondary amount$0$189,048$0
Funding fee$922$922$0
Note rate7.190%7.190%7.320%
Blended rate7.190%7.600%7.560%
1st payment$1,288.41$1,288.41$2,565.07
2nd payment$0.00$1,260.32$0.00
Taxes / mo$540.25$540.25$540.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.68
HOA / mo$497.67$497.67$497.67
Total monthly$2,476.33$3,736.65$3,827.67
Cash to close$230,538$41,490$41,490