Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$422,241$382,499
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.810%7.320%
Blended rate6.660%7.560%
1st payment$2,629.92$2,627.50
2nd payment$0.00$0.00
Taxes / mo$249.00$249.00
Insurance / mo$150.00$150.00
MI / mo$317.14$76.50
HOA / mo$95.00$95.00
Total monthly$3,441.06$3,198.00
Cash to close$2,758$42,500