Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$312,983$311,310
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.690%7.400%
Blended rate4.540%7.640%
1st payment$1,579.87$2,155.45
2nd payment$0.00$0.00
Taxes / mo$94.42$94.42
Insurance / mo$150.00$150.00
MI / mo$243.43$62.26
HOA / mo$4.58$4.58
Total monthly$2,072.29$2,466.71
Cash to close$32,917$34,590