Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$331,634$332,910
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$1,658$0
Note rate6.420%7.400%
Blended rate6.420%7.640%
1st payment$2,167.22$2,305.00
2nd payment$0.00$0.00
Taxes / mo$308.25$308.25
Insurance / mo$150.00$150.00
MI / mo$0.00$66.58
HOA / mo$20.83$20.83
Total monthly$2,646.30$2,850.66
Cash to close$38,266$36,990