Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$162,611$157,500
Remaining term (yrs)25.030.0
Secondary amount$0$0
Funding fee$813$0
Note rate3.250%7.320%
Blended rate3.250%7.560%
1st payment$789.03$1,081.92
2nd payment$0.00$0.00
Taxes / mo$217.17$217.17
Insurance / mo$150.00$150.00
MI / mo$0.00$31.50
HOA / mo$0.00$0.00
Total monthly$1,156.20$1,480.58
Cash to close$12,389$17,500