Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$64,793$64,793$337,500
Remaining term (yrs)13.713.730.0
Secondary amount$0$272,707$0
Funding fee$324$324$0
Note rate3.500%3.500%7.320%
Blended rate3.500%6.934%7.560%
1st payment$492.97$492.97$2,318.39
2nd payment$0.00$1,761.23$0.00
Taxes / mo$253.92$253.92$253.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.50
HOA / mo$0.00$0.00$0.00
Total monthly$896.88$2,658.11$2,789.81
Cash to close$310,207$37,500$37,500