Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$329,436$329,436$337,500
Remaining term (yrs)27.127.130.0
Secondary amount$0$26,814$0
Funding fee$1,647$1,647$0
Note rate7.790%7.790%7.400%
Blended rate7.790%8.097%7.640%
1st payment$2,431.66$2,431.66$2,336.78
2nd payment$0.00$265.35$0.00
Taxes / mo$144.92$144.92$144.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,726.57$2,991.92$2,699.20
Cash to close$45,564$18,750$37,500