Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$192,217$192,217$269,910
Remaining term (yrs)22.622.630.0
Secondary amount$0$77,693$0
Funding fee$0$0$0
Note rate4.280%4.280%7.400%
Blended rate5.130%6.244%7.640%
1st payment$1,102.81$1,102.81$1,868.80
2nd payment$0.00$582.70$0.00
Taxes / mo$341.42$341.42$341.42
Insurance / mo$150.00$150.00$150.00
MI / mo$158.23$158.23$53.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,752.45$2,335.15$2,414.20
Cash to close$107,683$29,990$29,990