Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$542,785$542,785$539,100
Remaining term (yrs)25.725.730.0
Secondary amount$0$26,265$0
Funding fee$2,714$2,714$0
Note rate5.230%5.230%7.400%
Blended rate5.230%5.537%7.640%
1st payment$3,195.60$3,195.60$3,732.62
2nd payment$0.00$259.92$0.00
Taxes / mo$321.83$321.83$321.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$20.83$20.83$20.83
Total monthly$3,704.93$3,964.85$4,349.77
Cash to close$56,215$29,950$59,900