Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$75,783$75,783$269,999
Remaining term (yrs)19.319.330.0
Secondary amount$0$194,216$0
Funding fee$0$0$0
Note rate3.970%3.970%7.320%
Blended rate4.820%7.107%7.560%
1st payment$467.07$467.07$1,854.71
2nd payment$0.00$1,294.77$0.00
Taxes / mo$93.42$93.42$93.42
Insurance / mo$150.00$150.00$150.00
MI / mo$69.55$69.55$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$780.03$2,074.81$2,152.12
Cash to close$224,216$30,000$30,000