Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,577$212,577$809,100
Remaining term (yrs)15.415.430.0
Secondary amount$0$596,523$0
Funding fee$1,063$1,063$0
Note rate3.990%3.990%7.400%
Blended rate3.990%6.762%7.640%
1st payment$1,534.33$1,534.33$5,602.04
2nd payment$0.00$3,852.54$0.00
Taxes / mo$749.17$749.17$749.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$130.00$130.00$130.00
Total monthly$2,630.17$6,482.71$6,859.70
Cash to close$686,423$89,900$89,900