Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$164,305$161,550
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.480%7.400%
Blended rate7.330%7.640%
1st payment$1,083.82$1,118.54
2nd payment$0.00$0.00
Taxes / mo$116.00$116.00
Insurance / mo$150.00$150.00
MI / mo$78.76$32.31
HOA / mo$10.00$10.00
Total monthly$1,438.58$1,426.85
Cash to close$15,195$17,950