Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$545,395$539,910
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$2,727$0
Note rate6.480%7.320%
Blended rate6.480%7.560%
1st payment$3,593.38$3,708.81
2nd payment$0.00$0.00
Taxes / mo$499.92$499.92
Insurance / mo$166.67$166.67
MI / mo$0.00$107.98
HOA / mo$75.00$75.00
Total monthly$4,334.96$4,558.37
Cash to close$54,505$59,990