Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$534,709$517,500
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,674$0
Note rate6.720%7.320%
Blended rate6.720%7.560%
1st payment$3,491.67$3,554.87
2nd payment$0.00$0.00
Taxes / mo$479.17$479.17
Insurance / mo$166.67$166.67
MI / mo$0.00$103.50
HOA / mo$175.00$175.00
Total monthly$4,312.50$4,479.20
Cash to close$40,291$57,500