Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,609$251,098
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,343$0
Note rate6.150%7.320%
Blended rate6.150%7.560%
1st payment$1,713.91$1,724.87
2nd payment$0.00$0.00
Taxes / mo$35.83$35.83
Insurance / mo$150.00$150.00
MI / mo$0.00$50.22
HOA / mo$282.00$282.00
Total monthly$2,181.74$2,242.92
Cash to close$10,389$27,900