Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$493,116$438,750
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$2,466$0
Note rate6.940%7.400%
Blended rate6.940%7.640%
1st payment$3,405.58$3,037.82
2nd payment$0.00$0.00
Taxes / mo$240.58$240.58
Insurance / mo$166.67$166.67
MI / mo$0.00$87.75
HOA / mo$113.33$113.33
Total monthly$3,926.16$3,646.15
Cash to close$0$48,750