Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,005$343,800
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$1,830$0
Note rate2.980%7.320%
Blended rate2.980%7.560%
1st payment$1,716.49$2,361.67
2nd payment$0.00$0.00
Taxes / mo$645.00$645.00
Insurance / mo$150.00$150.00
MI / mo$0.00$68.76
HOA / mo$40.00$40.00
Total monthly$2,551.49$3,265.43
Cash to close$15,995$38,200