Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$429,897$360,000
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,149$0
Note rate6.710%7.320%
Blended rate6.710%7.560%
1st payment$2,882.46$2,472.95
2nd payment$0.00$0.00
Taxes / mo$352.42$352.42
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$130.00$130.00
Total monthly$3,514.87$3,177.37
Cash to close$0$40,000