Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$153,596$153,596$251,910
Remaining term (yrs)20.920.930.0
Secondary amount$0$98,314$0
Funding fee$768$768$0
Note rate3.900%3.900%7.320%
Blended rate3.900%5.890%7.560%
1st payment$891.45$891.45$1,730.45
2nd payment$0.00$737.35$0.00
Taxes / mo$122.58$122.58$122.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.38
HOA / mo$180.00$180.00$180.00
Total monthly$1,344.04$2,081.39$2,233.41
Cash to close$126,304$27,990$27,990