Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$167,419$170,100
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.780%7.320%
Blended rate7.330%7.560%
1st payment$1,142.99$1,168.47
2nd payment$0.00$0.00
Taxes / mo$222.33$222.33
Insurance / mo$150.00$150.00
MI / mo$78.76$34.02
HOA / mo$0.00$0.00
Total monthly$1,594.07$1,574.82
Cash to close$21,581$18,900