Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$521,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$521,910$0
Funding fee$0$0$0
Note rate3.500%3.500%7.320%
Blended rate3.500%7.750%7.560%
1st payment$0.00$0.00$3,585.16
2nd payment$0.00$3,370.67$0.00
Taxes / mo$33.33$33.33$33.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$104.38
HOA / mo$236.00$236.00$236.00
Total monthly$436.00$3,806.67$4,125.54
Cash to close$579,900$57,990$57,990