Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$97,434$97,434$242,100
Remaining term (yrs)9.99.930.0
Secondary amount$0$144,666$0
Funding fee$487$487$0
Note rate2.100%2.100%7.400%
Blended rate2.100%5.626%7.640%
1st payment$900.89$900.89$1,676.25
2nd payment$0.00$964.44$0.00
Taxes / mo$54.17$54.17$54.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$48.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,105.06$2,069.50$1,928.84
Cash to close$171,566$26,900$26,900