Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$313,152$313,152$418,500
Remaining term (yrs)29.429.430.0
Secondary amount$0$105,348$0
Funding fee$1,566$1,566$0
Note rate6.160%6.160%7.320%
Blended rate6.160%6.623%7.560%
1st payment$1,921.11$1,921.11$2,874.80
2nd payment$0.00$702.32$0.00
Taxes / mo$490.08$490.08$490.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$21.42$21.42$21.42
Total monthly$2,599.28$3,301.60$3,636.67
Cash to close$151,848$46,500$46,500