Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$298,540$282,600
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$1,493$0
Note rate6.470%7.400%
Blended rate6.470%7.640%
1st payment$1,921.79$1,956.67
2nd payment$0.00$0.00
Taxes / mo$154.75$154.75
Insurance / mo$150.00$150.00
MI / mo$0.00$56.52
HOA / mo$31.25$31.25
Total monthly$2,257.79$2,349.19
Cash to close$15,460$31,400