Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$837,043$765,000
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$4,185$0
Note rate6.200%7.400%
Blended rate6.200%7.640%
1st payment$5,243.35$5,296.71
2nd payment$0.00$0.00
Taxes / mo$96.75$96.75
Insurance / mo$216.67$216.67
MI / mo$0.00$153.00
HOA / mo$62.50$62.50
Total monthly$5,619.26$5,825.62
Cash to close$12,957$85,000