Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$315,572$314,991
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.740%7.400%
Blended rate7.290%7.640%
1st payment$2,099.45$2,180.93
2nd payment$0.00$0.00
Taxes / mo$105.33$105.33
Insurance / mo$150.00$150.00
MI / mo$148.51$63.00
HOA / mo$16.67$16.67
Total monthly$2,519.96$2,515.94
Cash to close$34,418$34,999