Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$196,981$196,981$494,100
Remaining term (yrs)19.019.030.0
Secondary amount$0$297,119$0
Funding fee$985$985$0
Note rate3.900%3.900%7.400%
Blended rate3.900%6.215%7.640%
1st payment$1,217.38$1,217.38$3,421.05
2nd payment$0.00$1,918.89$0.00
Taxes / mo$473.75$473.75$473.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.82
HOA / mo$140.33$140.33$140.33
Total monthly$1,998.12$3,917.01$4,300.62
Cash to close$352,019$54,900$54,900