Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$44,802$44,802$378,810
Remaining term (yrs)20.220.230.0
Secondary amount$0$334,008$0
Funding fee$0$0$0
Note rate3.940%3.940%7.320%
Blended rate4.790%7.400%7.560%
1st payment$267.17$267.17$2,602.16
2nd payment$0.00$2,157.13$0.00
Taxes / mo$451.50$451.50$451.50
Insurance / mo$150.00$150.00$150.00
MI / mo$39.93$39.93$75.76
HOA / mo$0.00$0.00$0.00
Total monthly$908.60$3,065.73$3,279.42
Cash to close$376,098$42,090$42,090