Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$305,527$288,000
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$1,528$0
Note rate6.670%7.320%
Blended rate6.670%7.560%
1st payment$1,994.52$1,978.36
2nd payment$0.00$0.00
Taxes / mo$340.08$340.08
Insurance / mo$150.00$150.00
MI / mo$0.00$57.60
HOA / mo$34.33$34.33
Total monthly$2,518.94$2,560.37
Cash to close$14,473$32,000