Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$320,125$323,910
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$1,601$0
Note rate6.930%7.400%
Blended rate6.930%7.640%
1st payment$2,150.56$2,242.69
2nd payment$0.00$0.00
Taxes / mo$495.92$495.92
Insurance / mo$150.00$150.00
MI / mo$0.00$64.78
HOA / mo$73.33$73.33
Total monthly$2,869.80$3,026.72
Cash to close$39,775$35,990