Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$428,101$428,101$596,700
Remaining term (yrs)24.124.130.0
Secondary amount$0$168,599$0
Funding fee$2,141$2,141$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.312%7.640%
1st payment$2,041.48$2,041.48$4,131.43
2nd payment$0.00$1,123.99$0.00
Taxes / mo$552.50$552.50$552.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$119.34
HOA / mo$124.00$124.00$124.00
Total monthly$2,884.64$4,008.64$5,093.94
Cash to close$234,899$66,300$66,300