Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$476,076$468,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.730%7.400%
Blended rate7.280%7.640%
1st payment$3,151.26$3,240.34
2nd payment$0.00$0.00
Taxes / mo$735.42$735.42
Insurance / mo$166.67$166.67
MI / mo$223.14$93.60
HOA / mo$9.25$9.25
Total monthly$4,285.74$4,245.27
Cash to close$43,924$52,000