Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$452,132$431,910
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$2,261$0
Note rate6.160%7.320%
Blended rate6.160%7.560%
1st payment$2,773.71$2,966.92
2nd payment$0.00$0.00
Taxes / mo$501.92$501.92
Insurance / mo$166.67$166.67
MI / mo$0.00$86.38
HOA / mo$68.50$68.50
Total monthly$3,510.80$3,790.39
Cash to close$27,768$47,990