Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$438,690$404,100
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,193$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$2,895.91$2,797.91
2nd payment$0.00$0.00
Taxes / mo$239.42$239.42
Insurance / mo$150.00$150.00
MI / mo$0.00$80.82
HOA / mo$12.50$12.50
Total monthly$3,297.83$3,280.64
Cash to close$10,310$44,900