Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$339,300
Remaining term (yrs)0.00.030.0
Secondary amount$0$339,300$0
Funding fee$0$0$0
Note rate3.000%3.000%7.320%
Blended rate3.000%7.750%7.560%
1st payment$0.00$0.00$2,330.76
2nd payment$0.00$2,191.31$0.00
Taxes / mo$134.25$134.25$134.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.86
HOA / mo$2.50$2.50$2.50
Total monthly$286.75$2,478.06$2,685.37
Cash to close$377,000$37,700$37,700