Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,358,324$1,305,000
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$6,792$0
Note rate6.620%7.320%
Blended rate6.620%7.560%
1st payment$8,959.73$8,964.44
2nd payment$0.00$0.00
Taxes / mo$560.17$560.17
Insurance / mo$216.67$216.67
MI / mo$0.00$261.00
HOA / mo$0.00$0.00
Total monthly$9,736.56$10,002.28
Cash to close$91,676$145,000