Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$677,012$677,012$674,100
Remaining term (yrs)27.627.630.0
Secondary amount$0$34,538$0
Funding fee$3,385$3,385$0
Note rate6.790%6.790%7.320%
Blended rate6.790%7.037%7.560%
1st payment$4,521.43$4,521.43$4,630.60
2nd payment$0.00$341.79$0.00
Taxes / mo$624.17$624.17$624.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.82
HOA / mo$0.00$0.00$0.00
Total monthly$5,362.27$5,704.05$5,606.25
Cash to close$71,988$37,450$74,900