Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,462$443,700
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$2,217$0
Note rate6.270%7.320%
Blended rate6.270%7.560%
1st payment$2,862.97$3,047.91
2nd payment$0.00$0.00
Taxes / mo$116.00$116.00
Insurance / mo$166.67$166.67
MI / mo$0.00$88.74
HOA / mo$0.00$0.00
Total monthly$3,145.63$3,419.32
Cash to close$49,538$49,300