Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$361,237$358,200
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$1,806$0
Note rate6.690%7.400%
Blended rate6.690%7.640%
1st payment$2,372.18$2,480.10
2nd payment$0.00$0.00
Taxes / mo$68.50$68.50
Insurance / mo$150.00$150.00
MI / mo$0.00$71.64
HOA / mo$0.00$0.00
Total monthly$2,590.68$2,770.24
Cash to close$36,763$39,800