Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$392,676$392,676$441,000
Remaining term (yrs)26.626.630.0
Secondary amount$0$48,324$0
Funding fee$1,963$1,963$0
Note rate6.390%6.390%7.320%
Blended rate6.390%6.676%7.560%
1st payment$2,555.64$2,555.64$3,029.36
2nd payment$0.00$362.43$0.00
Taxes / mo$65.08$65.08$65.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$29.17$29.17$29.17
Total monthly$2,816.56$3,178.99$3,378.48
Cash to close$97,324$49,000$49,000