Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$346,108$261,000
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$1,731$0
Note rate4.160%7.320%
Blended rate4.160%7.560%
1st payment$1,830.20$1,792.89
2nd payment$0.00$0.00
Taxes / mo$355.92$355.92
Insurance / mo$150.00$150.00
MI / mo$0.00$52.20
HOA / mo$13.75$13.75
Total monthly$2,349.87$2,364.76
Cash to close$0$29,000