Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$315,754$310,410
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$1,579$0
Note rate6.720%7.320%
Blended rate6.720%7.560%
1st payment$2,063.80$2,132.30
2nd payment$0.00$0.00
Taxes / mo$287.42$287.42
Insurance / mo$150.00$150.00
MI / mo$0.00$62.08
HOA / mo$0.00$0.00
Total monthly$2,501.22$2,631.80
Cash to close$29,146$34,490