Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$435,766$391,499
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$2,179$0
Note rate6.320%7.320%
Blended rate6.320%7.560%
1st payment$2,760.17$2,689.33
2nd payment$0.00$0.00
Taxes / mo$362.50$362.50
Insurance / mo$150.00$150.00
MI / mo$0.00$78.30
HOA / mo$85.00$85.00
Total monthly$3,357.67$3,365.13
Cash to close$0$43,500